Ujjivan Small Finance Bank
fixed deposit rates
Today Ujjivan Small Finance Bank offers 7.25% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 10 brackets covering 7 days to 10 years.
1-year rate
7.25%
Retail (< ₹3 cr)
5-year rate
7.20%
Retail (< ₹3 cr)
Best rate
7.45%
24 months
Slabs published
10
7 d – 10 yr
Rate × tenor
The full curve
10 slabs · retail
Compare with up to 2 banks
1 / 3
Ujjivan Small Finance Bank
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 29 days | 7–29 d | Short | 3.50% |
| 30 days to 89 days | 30–89 d | Medium | 4.15% |
| 90 days to 179 days | 90–179 d | Medium | 4.65% |
| 180 daysSpecial · +135 bp | 180 d | Medium | 6.00% |
| 6 months to less than 12 months | 183–364 d | Medium | 6.50% |
| 12 months to less than 24 months | 365–729 d | Long | 7.25% |
| 24 monthsSpecial · +20 bp | 730 d | Long | 7.45%★ Best |
| 24 months 1 day to 990 days | 731–990 d | Long | 7.25% |
| 991 days to 60 months | 991–1825 d | Ultra-long | 7.20% |
| 60 months 1 day to 120 months | 1826–3650 d | Ultra-long | 6.50% |
Rate over time
How Ujjivan Small Finance Bank's rate has moved
Last 12 months
Tenor
Net change · 186d
0 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Ujjivan Small Finance Bank compares.
Vs SCB average
6.44%
+81 bps above
Vs SFB average
6.47%
+78 bps above
Vs NBFC average
7.03%
+22 bps above
On a 1-year FD, Ujjivan Small Finance Bank ranks #2 of 9 Small Finance Banks we track. Its rate is +78 bps above the SFB average.
See full SFB leaderboardHave a question?
Ask Capera anything about these rates.
Tax treatment, bulk-deposit pricing, custom comparisons, where to actually park ₹3 crore — write to us and a person will reply.
Or email hello@capera.co directly.
Take it with you
Frequently asked
About Ujjivan Small Finance Bank FDs.
Other banks
Top peers by 1-year rate
Manipal Housing Finance
8.25% · 1Y
Muthoot Capital Services
7.65% · 1Y
Unity Small Finance Bank
7.50% · 1Y
Suryoday Small Finance Bank
7.25% · 1Y
SBM Bank
7.10% · 1Y
- K
KTDFC
7.00% · 1Y
RBL Bank
7.00% · 1Y
Sundaram Finance
6.97% · 1Y
DCB Bank
6.90% · 1Y
Equitas Small Finance Bank
6.90% · 1Y
PNB Housing Finance
6.85% · 1Y
- SC
Shriram City Union Finance
6.79% · 1Y
Compare with the rest
See Ujjivan Small Finance Bank alongside 8 other SFBs.
The full SFB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India