All Indian banks
we track
Capera tracks 39 banks across India daily — Scheduled Commercial Banks, Small Finance Banks, and NBFCs. Pick any bank below to see its full FD slab structure, peer comparisons, and rate history.
Commercial banking
Scheduled Commercial Banks
The biggest banks by deposit base — public, private, and a handful of foreign. RBI-regulated, DICGC-insured up to ₹5 lakh per depositor per bank.
20 banks

SBM Bank
Private · SCB
7.10%
1Y

RBL Bank
Private · SCB
7.00%
1Y

DCB Bank
Private · SCB
6.90%
1Y

IndusInd Bank
Private · SCB
6.75%
1Y

YES Bank
Private · SCB
6.65%
1Y

IDFC First Bank
Private · SCB
6.50%
1Y

Kotak Bank
Private · SCB
6.50%
1Y

Federal Bank
Private · SCB
6.40%
1Y

PNB
Public · SCB
6.30%
1Y

Bank of India
Public · SCB
6.30%
1Y

SBI
Public · SCB
6.25%
1Y

Axis Bank
Private · SCB
6.25%
1Y

HDFC Bank
Private · SCB
6.25%
1Y

ICICI Bank
Private · SCB
6.25%
1Y

Canara Bank
Public · SCB
6.25%
1Y

Bank of Baroda
Public · SCB
6.25%
1Y

Union Bank of India
Public · SCB
6.25%
1Y

Indian Bank
Public · SCB
6.20%
1Y

Central Bank of India
Public · SCB
6.20%
1Y

Bank of Maharashtra
Public · SCB
6.15%
1Y
Small finance
Small Finance Banks
Newer license category focused on financial inclusion. Typically pay higher rates than commercial banks. Same ₹5 lakh DICGC insurance.
9 banks

Unity Small Finance Bank
Private · SFB
7.50%
1Y

Ujjivan Small Finance Bank
Private · SFB
7.25%
1Y

Suryoday Small Finance Bank
Private · SFB
7.25%
1Y

Equitas Small Finance Bank
Private · SFB
6.90%
1Y

AU Small Finance Bank
Private · SFB
6.35%
1Y

Slice SFB
Private · SFB
6.25%
1Y

Utkarsh Small Finance Bank
Private · SFB
6.00%
1Y

Shivalik Small Finance Bank
Private · SFB
6.00%
1Y

ESAF Small Finance Bank
Private · SFB
4.75%
1Y
Non-bank lenders
NBFCs and Housing Finance Companies
Not banks — credit ratings (CRISIL / ICRA) matter here. Rates are usually higher to compensate for the absence of DICGC insurance.
10 banks

Manipal Housing Finance
Private · NBFC
8.25%
1Y

Muthoot Capital Services
Private · NBFC
7.65%
1Y
- K
KTDFC
Private · NBFC
7.00%
1Y

Sundaram Finance
Private · NBFC
6.97%
1Y

PNB Housing Finance
Private · NBFC
6.85%
1Y
- SC
Shriram City Union Finance
Private · NBFC
6.79%
1Y

ICICI Home Finance
Private · NBFC
6.75%
1Y

Sundaram Home Finance
Private · NBFC
6.70%
1Y

LIC Housing Finance
Private · NBFC
6.70%
1Y

Mahindra Finance
Private · NBFC
6.60%
1Y
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