Utkarsh Small Finance Bank
fixed deposit rates
Today Utkarsh Small Finance Bank offers 6.00% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 9 brackets covering 7 days to 10 years.
1-year rate
6.00%
Retail (< ₹3 cr)
5-year rate
7.50%
Retail (< ₹3 cr)
Best rate
7.50%
2 years (730 days) to 3 years (1095 days)
Slabs published
9
7 d – 10 yr
Rate × tenor
The full curve
9 slabs · retail
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Utkarsh Small Finance Bank
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 45 days | 7–45 d | Medium | 4.00% |
| 46 days to 90 days | 46–90 d | Medium | 4.50% |
| 91 days to 180 days | 91–180 d | Medium | 5.00% |
| 181 days to 370 days | 181–370 d | Long | 6.00% |
| 371 days to less than 2 years | 371–729 d | Long | 7.25% |
| Above 3 years to less than 4 years | 1095–1459 d | Long | 7.25% |
| 2 years (730 days) to 3 years (1095 days) | 1460–2190 d | Ultra-long | 7.50%★ Best |
| Above 5 years to 10 years | 2191–2920 d | Ultra-long | 6.75% |
| 4 years (1461 days) to 5 years (1826 days) | 2921–3651 d | Ultra-long | 7.00% |
Rate over time
How Utkarsh Small Finance Bank's rate has moved
Last 12 months
Tenor
Net change · 186d
0 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Utkarsh Small Finance Bank compares.
Vs SCB average
6.44%
-44 bps below
Vs SFB average
6.47%
-47 bps below
Vs NBFC average
7.03%
-103 bps below
On a 1-year FD, Utkarsh Small Finance Bank ranks #7 of 9 Small Finance Banks we track. Its rate is -47 bps below the SFB average.
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Frequently asked
About Utkarsh Small Finance Bank FDs.
Other banks
Top peers by 1-year rate
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Compare with the rest
See Utkarsh Small Finance Bank alongside 8 other SFBs.
The full SFB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India