
IndusInd Bank
fixed deposit rates
Today IndusInd Bank offers 6.75% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 12 brackets covering 7 days to 5 years.
1-year rate
6.75%
Retail (< ₹3 cr)
5-year rate
6.65%
Retail (< ₹3 cr)
Best rate
7.00%
1 year 6 months to 1 year 7 months
Slabs published
12
7 d – 5 yr
Rate × tenor
The full curve
12 slabs · retail
Compare with up to 2 banks
1 / 3
IndusInd Bank
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 30 days | 7–30 d | Medium | 3.25% |
| 31 days to 45 days | 31–45 d | Medium | 3.50% |
| 46 days to 60 days | 46–60 d | Medium | 4.50% |
| 61 days to 90 days | 61–90 d | Medium | 4.75% |
| 91 days to 180 days | 91–180 d | Medium | 5.00% |
| 181 days to 210 days | 181–210 d | Medium | 5.75% |
| 211 days to 269 days | 211–269 d | Medium | 6.00% |
| 270 days to 364 days | 270–364 d | Medium | 6.25% |
| 1 year to less than 1 year 6 months | 365–547 d | Long | 6.75% |
| 1 year 6 months to 1 year 7 months | 548–578 d | Long | 7.00%★ Best |
| 1 year 7 months to 3 years | 579–1095 d | Long | 6.90% |
| Above 3 years to below 61 months | 1096–1855 d | Ultra-long | 6.65% |
Rate over time
How IndusInd Bank's rate has moved
Last 12 months
Tenor
Net change · 186d
-25 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How IndusInd Bank compares.
Vs SCB average
6.44%
+31 bps above
Vs SFB average
6.47%
+28 bps above
Vs NBFC average
7.03%
-28 bps below
On a 1-year FD, IndusInd Bank ranks #4 of 20 Scheduled Commercial Banks we track. Its rate is +31 bps above the SCB average.
See full SCB leaderboardHave a question?
Ask Capera anything about these rates.
Tax treatment, bulk-deposit pricing, custom comparisons, where to actually park ₹3 crore — write to us and a person will reply.
Or email hello@capera.co directly.
Take it with you
Frequently asked
About IndusInd Bank FDs.
Other banks
Top peers by 1-year rate

Manipal Housing Finance
8.25% · 1Y

Muthoot Capital Services
7.65% · 1Y

Unity Small Finance Bank
7.50% · 1Y

Ujjivan Small Finance Bank
7.25% · 1Y

Suryoday Small Finance Bank
7.25% · 1Y

SBM Bank
7.10% · 1Y
- K
KTDFC
7.00% · 1Y

RBL Bank
7.00% · 1Y

Sundaram Finance
6.97% · 1Y

DCB Bank
6.90% · 1Y

Equitas Small Finance Bank
6.90% · 1Y

PNB Housing Finance
6.85% · 1Y
Compare with the rest
See IndusInd Bank alongside 19 other SCBs.
The full SCB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India