SBI
fixed deposit rates
Today SBI offers 6.25% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 9 brackets covering 7 days to 10 years.
1-year rate
6.25%
Retail (< ₹3 cr)
5-year rate
6.05%
Retail (< ₹3 cr)
Best rate
6.45%
444 days (Amrit Vrishti)
Slabs published
9
7 d – 10 yr
Rate × tenor
The full curve
9 slabs · retail
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SBI
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 45 days | 7–45 d | Medium | 3.05% |
| 46 days to 179 days | 46–179 d | Medium | 4.90% |
| 180 days to 210 days | 180–210 d | Medium | 5.65% |
| 211 days to less than 1 year | 211–364 d | Medium | 5.90% |
| 1 year to less than 2 year | 365–729 d | Long | 6.25% |
| 444 days (Amrit Vrishti)Special · +20 bp | 444 d | Long | 6.45%★ Best |
| 2 years to less than 3 years | 730–1094 d | Long | 6.40% |
| 3 years to less than 5 years | 1095–1824 d | Long | 6.30% |
| 5 years and up to 10 years | 1825–3650 d | Ultra-long | 6.05% |
Bulk deposits
Same bank, ≥ ₹3 crore
9 slabs · bulk
| Tenor | Days | Rate · bulk |
|---|---|---|
| 7 days to 14 days | 7–14 d | 4.50% |
| 15 days to 45 days | 15–45 d | 5.00% |
| 46 days to 179 days | 46–179 d | 5.10% |
| 180 days to 210 days | 180–210 d | 5.60% |
| 211 days to less than 1 year | 211–364 d | 5.60% |
| 1 year to less than 2 years | 365–729 d | 6.25% |
| 2 years to less than 3 years | 730–1094 d | 6.15% |
| 3 years to less than 5 years | 1095–1824 d | 6.00% |
| 5 years and up to 10 years | 1825–3650 d | 6.00% |
Rate over time
How SBI's rate has moved
Last 12 months
Tenor
Net change · 186d
0 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How SBI compares.
Vs SCB average
6.44%
-19 bps below
Vs SFB average
6.47%
-22 bps below
Vs NBFC average
7.03%
-78 bps below
On a 1-year FD, SBI ranks #11 of 20 Scheduled Commercial Banks we track. Its rate is -19 bps below the SCB average.
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About SBI FDs.
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Top peers by 1-year rate
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Compare with the rest
See SBI alongside 19 other SCBs.
The full SCB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India