IDFC First Bank
fixed deposit rates
Today IDFC First Bank offers 6.50% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 13 brackets covering 7 days to 10 years.
1-year rate
6.50%
Retail (< ₹3 cr)
5-year rate
7.15%
Retail (< ₹3 cr)
Best rate
7.25%
Across 2 tenors
Slabs published
13
7 d – 10 yr
Rate × tenor
The full curve
13 slabs · retail
Compare with up to 2 banks
1 / 3
IDFC First Bank
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 to 14 days | 7–14 d | Short | 3.25% |
| 15 to 29 days | 15–29 d | Short | 3.25% |
| 30 to 45 days | 30–45 d | Medium | 3.50% |
| 46 to 90 days | 46–90 d | Medium | 4.50% |
| 91 to 180 days | 91–180 d | Medium | 5.00% |
| 181 days to less than 1 year | 181–364 d | Medium | 6.50% |
| 1 yearSpecial | 365 d | Long | 6.50% |
| 1 year 1 day to 370 days | 366–370 d | Long | 6.50% |
| 371 days to 499 days | 371–499 d | Long | 7.00% |
| 500 days to 2 years | 500–730 d | Long | 7.25%★ Best |
| 2 years 1 day to 3 years | 731–1095 d | Long | 7.25%★ Best |
| 3 years 1 day to 5 years | 1096–1825 d | Ultra-long | 7.15% |
| 5 years 1 day to 10 years | 1826–3650 d | Ultra-long | 6.00% |
Rate over time
How IDFC First Bank's rate has moved
Last 12 months
Tenor
Net change · 185d
+20 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How IDFC First Bank compares.
Vs SCB average
6.44%
+6 bps above
Vs SFB average
6.47%
+3 bps above
Vs NBFC average
7.03%
-53 bps below
On a 1-year FD, IDFC First Bank ranks #6 of 20 Scheduled Commercial Banks we track. Its rate is +6 bps above the SCB average.
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About IDFC First Bank FDs.
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Compare with the rest
See IDFC First Bank alongside 19 other SCBs.
The full SCB leaderboard, refreshed daily, with cross-category comparisons.
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