LIC Housing Finance
fixed deposit rates
Today LIC Housing Finance offers 6.70% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 6 brackets covering 365 days to 5 years.
1-year rate
6.70%
Retail (< ₹3 cr)
5-year rate
6.90%
Retail (< ₹3 cr)
Best rate
6.90%
5 years
Slabs published
6
365 d – 5 yr
Rate × tenor
The full curve
6 slabs · retail
Compare with up to 2 banks
1 / 3
LIC Housing Finance
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 1 yearSpecial | 365 d | Long | 6.70% |
| 15 monthsSpecial · +5 bp | 456 d | Long | 6.75% |
| 18 monthsSpecial | 548 d | Long | 6.75% |
| 2 yearsSpecial · +5 bp | 730 d | Long | 6.80% |
| 3 yearsSpecial · +5 bp | 1095 d | Long | 6.85% |
| 5 yearsSpecial · +5 bp | 1825 d | Ultra-long | 6.90%★ Best |
Bulk deposits
Same bank, ≥ ₹3 crore
6 slabs · bulk
| Tenor | Days | Rate · bulk |
|---|---|---|
| 1 yearSpecial | 365 d | 6.70% |
| 15 monthsSpecial · +5 bp | 456 d | 6.75% |
| 18 monthsSpecial | 548 d | 6.75% |
| 2 yearsSpecial · +5 bp | 730 d | 6.80% |
| 3 yearsSpecial · +5 bp | 1095 d | 6.85% |
| 5 yearsSpecial · +5 bp | 1825 d | 6.90% |
Rate over time
How LIC Housing Finance's rate has moved
Last 12 months
Tenor
Net change · 11d
0 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How LIC Housing Finance compares.
Vs SCB average
6.44%
+26 bps above
Vs SFB average
6.47%
+23 bps above
Vs NBFC average
7.03%
-33 bps below
On a 1-year FD, LIC Housing Finance ranks #9 of 10 NBFCs we track. Its rate is -33 bps below the NBFC average.
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Frequently asked
About LIC Housing Finance FDs.
Other banks
Top peers by 1-year rate
Manipal Housing Finance
8.25% · 1Y
Muthoot Capital Services
7.65% · 1Y
Unity Small Finance Bank
7.50% · 1Y
Ujjivan Small Finance Bank
7.25% · 1Y
Suryoday Small Finance Bank
7.25% · 1Y
SBM Bank
7.10% · 1Y
- K
KTDFC
7.00% · 1Y
RBL Bank
7.00% · 1Y
Sundaram Finance
6.97% · 1Y
DCB Bank
6.90% · 1Y
Equitas Small Finance Bank
6.90% · 1Y
PNB Housing Finance
6.85% · 1Y
Compare with the rest
See LIC Housing Finance alongside 9 other NBFCs.
The full NBFC leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India