Bank of India
fixed deposit rates
Today Bank of India offers 6.30% on a 1-year FD for retail deposits below ₹3 crore. The full slab structure is below — 15 brackets covering 7 days to 10 years.
1-year rate
6.30%
Retail (< ₹3 cr)
5-year rate
6.00%
Retail (< ₹3 cr)
Best rate
6.60%
450 days – Star Swarnim
Slabs published
15
7 d – 10 yr
Rate × tenor
The full curve
15 slabs · retail
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Bank of India
This page
| Tenor | Days | Bucket | Rate · retail |
|---|---|---|---|
| 7 days to 14 days | 7–14 d | Short | 3.00% |
| 15 days to 30 days | 15–30 d | Medium | 3.00% |
| 31 days to 45 days | 31–45 d | Medium | 3.00% |
| 46 days to 90 days | 46–90 d | Medium | 4.50% |
| 91 days to 179 days | 91–179 d | Medium | 4.25% |
| 180 days to 210 days | 180–210 d | Medium | 5.50% |
| 211 days to 269 days | 211–269 d | Medium | 5.50% |
| 270 days to less than 1 year | 270–364 d | Medium | 5.50% |
| 1 yearSpecial · +75 bp | 365 d | Long | 6.25% |
| Above 1 year to less than 2 years | 365–729 d | Long | 6.30% |
| 450 days – Star SwarnimSpecial · +30 bp | 450 d | Long | 6.60%★ Best |
| 2 years to less than 3 years | 730–1094 d | Long | 6.30% |
| 3 years to less than 5 years | 1095–1824 d | Long | 6.25% |
| 5 years to less than 8 years | 1825–2919 d | Ultra-long | 6.00% |
| 8 years to 10 years | 2920–3650 d | Ultra-long | 6.00% |
Rate over time
How Bank of India's rate has moved
Last 12 months
Tenor
Net change · 186d
+5 bps
Capera tracks this bank daily. Tenors that don't appear above don't yet have enough snapshots to plot — they'll fill in as days accumulate.
In context
How Bank of India compares.
Vs SCB average
6.44%
-14 bps below
Vs SFB average
6.47%
-17 bps below
Vs NBFC average
7.03%
-73 bps below
On a 1-year FD, Bank of India ranks #10 of 20 Scheduled Commercial Banks we track. Its rate is -14 bps below the SCB average.
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Compare with the rest
See Bank of India alongside 19 other SCBs.
The full SCB leaderboard, refreshed daily, with cross-category comparisons.
All FD rates in India