Best fixed deposit rates
in India
The highest 1-year FD rate today is 4.25%, offered by Suryoday Small Finance Bank. We compare 39 banks every day across SCBs, Small Finance Banks, and NBFCs.
Top rate
4.25%
Suryoday Small Finance Bank · 1-year
SCB average
3.22%
0 commercial banks
SFB average
3.96%
0 small finance banks
Banks tracked
39
SCB · SFB · NBFC
Distribution
How rates spread across the market
Each dot is one bank. Small Finance Banks cluster at the top of the range, Scheduled Commercial Banks at the bottom, with NBFCs in between.
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G-Sec curve from 3 months to 40 years, plus 1M / 6M / 12M lookback.
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Global sovereign yields
10-year benchmarks across India, US, UK, Japan, and Germany.
- DepositsLive
Senior citizen FD rates
FD rates with the 25–50 bps senior premium applied.
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For deposits above ₹3 crore, the leaderboard looks different.
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