Best fixed deposit rates
in India
The highest 1-year FD rate today is 4.25%, offered by Suryoday Small Finance Bank. We compare 39 banks every day across SCBs, Small Finance Banks, and NBFCs.
Top rate
4.25%
Suryoday Small Finance Bank · 1-year
SCB average
3.22%
20 commercial banks
SFB average
3.96%
9 small finance banks
Banks tracked
39
SCB · SFB · NBFC
The leaderboard
29 / 39
- 01
Suryoday Small Finance Bank
Small Finance Bank · Private
4.25%— - 02
Shivalik Small Finance Bank
Small Finance Bank · Private
4.25%— - 03
Slice SFB
Small Finance Bank · Private
4.25%— - 04
Ujjivan Small Finance Bank
Small Finance Bank · Private
4.15%— - 05
Utkarsh Small Finance Bank
Small Finance Bank · Private
4.00%— - 06
Unity Small Finance Bank
Small Finance Bank · Private
4.00%— - 07
RBL Bank
Scheduled Commercial Bank · Private
4.00%— - 08
Equitas Small Finance Bank
Small Finance Bank · Private
4.00%— - 09
SBM Bank
Scheduled Commercial Bank · Private
3.75%— - 10
DCB Bank
Scheduled Commercial Bank · Private
3.75%— - 11
Bank of Baroda
Scheduled Commercial Bank · Public
3.50%— - 12
YES Bank
Scheduled Commercial Bank · Private
3.50%— - 13
AU Small Finance Bank
Small Finance Bank · Private
3.50%— - 14
Central Bank of India
Scheduled Commercial Bank · Public
3.50%— - 15
IDFC First Bank
Scheduled Commercial Bank · Private
3.50%— - 16
Axis Bank
Scheduled Commercial Bank · Private
3.25%— - 17
HDFC Bank
Scheduled Commercial Bank · Private
3.25%— - 18
IndusInd Bank
Scheduled Commercial Bank · Private
3.25%— - 19
ESAF Small Finance Bank
Small Finance Bank · Private
3.25%— - 20
Federal Bank
Scheduled Commercial Bank · Private
3.25%— - 21
SBI
Scheduled Commercial Bank · Public
3.05%— - 22
PNB
Scheduled Commercial Bank · Public
3.00%— - 23
Canara Bank
Scheduled Commercial Bank · Public
3.00%— - 24
Indian Bank
Scheduled Commercial Bank · Public
3.00%— - 25
Bank of India
Scheduled Commercial Bank · Public
3.00%— - 26
Union Bank of India
Scheduled Commercial Bank · Public
2.80%— - 27
ICICI Bank
Scheduled Commercial Bank · Private
2.75%— - 28
Kotak Bank
Scheduled Commercial Bank · Private
2.75%— - 29
Bank of Maharashtra
Scheduled Commercial Bank · Public
2.60%—
7 of today's top ten rates come from Small Finance Banks, +120 bps above SBI.
Distribution
How rates spread across the market
Each dot is one bank. Small Finance Banks cluster at the top of the range, Scheduled Commercial Banks at the bottom, with NBFCs in between.
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