Best fixed deposit rates
in India
The highest 1-year FD rate today is 8.25%, offered by Manipal Housing Finance. We compare 39 banks every day across SCBs, Small Finance Banks, and NBFCs.
Top rate
8.25%
Manipal Housing Finance · 1-year
SCB average
6.34%
5 commercial banks
SFB average
0.00%
0 small finance banks
Banks tracked
39
SCB · SFB · NBFC
The leaderboard
15 / 39
- 01
Manipal Housing Finance
NBFC · Private
8.25%— - 02
Muthoot Capital Services
NBFC · Private
8.00%— - 03
Sundaram Finance
NBFC · Private
7.25%— - 04SC
Shriram City Union Finance
NBFC · Private
7.02%— - 05K
KTDFC
NBFC · Private
7.00%— - 06
PNB Housing Finance
NBFC · Private
7.00%— - 07
Sundaram Home Finance
NBFC · Private
7.00%— - 08
Mahindra Finance
NBFC · Private
7.00%— - 09
ICICI Home Finance
NBFC · Private
6.85%— - 10
LIC Housing Finance
NBFC · Private
6.80%— - 11
Axis Bank
Scheduled Commercial Bank · Private
6.60%— - 12
HDFC Bank
Scheduled Commercial Bank · Private
6.40%— - 13
ICICI Bank
Scheduled Commercial Bank · Private
6.30%— - 14
Central Bank of India
Scheduled Commercial Bank · Public
6.25%— - 15
SBI
Scheduled Commercial Bank · Public
6.15%—
Top rates today are spread across categories, +210 bps above SBI. The leading NBFC, Manipal Housing Finance, offers 8.25%.
Distribution
How rates spread across the market
Each dot is one bank. Small Finance Banks cluster at the top of the range, Scheduled Commercial Banks at the bottom, with NBFCs in between.
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