Best fixed deposit rates
in India
The highest 1-year FD rate today is 8.50%, offered by Muthoot Capital Services. We compare 39 banks every day across SCBs, Small Finance Banks, and NBFCs.
Top rate
8.50%
Muthoot Capital Services · 1-year
SCB average
6.48%
11 commercial banks
SFB average
6.99%
9 small finance banks
Banks tracked
39
SCB · SFB · NBFC
The leaderboard
30 / 39
- 01
Muthoot Capital Services
NBFC · Private
8.50%— - 02
Manipal Housing Finance
NBFC · Private
8.25%— - 03
Slice SFB
Small Finance Bank · Private
7.50%— - 04SC
Shriram City Union Finance
NBFC · Private
7.35%— - 05
AU Small Finance Bank
Small Finance Bank · Private
7.25%— - 06
Utkarsh Small Finance Bank
Small Finance Bank · Private
7.25%— - 07
Suryoday Small Finance Bank
Small Finance Bank · Private
7.25%— - 08
Sundaram Finance
NBFC · Private
7.25%— - 09
IDFC First Bank
Scheduled Commercial Bank · Private
7.25%— - 10
Ujjivan Small Finance Bank
Small Finance Bank · Private
7.20%— - 11
RBL Bank
Scheduled Commercial Bank · Private
7.20%— - 12
PNB Housing Finance
NBFC · Private
7.10%— - 13
SBM Bank
Scheduled Commercial Bank · Private
7.10%— - 14
YES Bank
Scheduled Commercial Bank · Private
7.00%— - 15K
KTDFC
NBFC · Private
7.00%— - 16
Sundaram Home Finance
NBFC · Private
7.00%— - 17
Mahindra Finance
NBFC · Private
7.00%— - 18
DCB Bank
Scheduled Commercial Bank · Private
7.00%— - 19
Equitas Small Finance Bank
Small Finance Bank · Private
7.00%— - 20
IndusInd Bank
Scheduled Commercial Bank · Private
6.90%— - 21
ICICI Home Finance
NBFC · Private
6.90%— - 22
LIC Housing Finance
NBFC · Private
6.85%— - 23
Unity Small Finance Bank
Small Finance Bank · Private
6.75%— - 24
Shivalik Small Finance Bank
Small Finance Bank · Private
6.75%— - 25
Axis Bank
Scheduled Commercial Bank · Private
6.45%— - 26
HDFC Bank
Scheduled Commercial Bank · Private
6.45%— - 27
ICICI Bank
Scheduled Commercial Bank · Private
6.45%— - 28
Federal Bank
Scheduled Commercial Bank · Private
6.40%— - 29
Kotak Bank
Scheduled Commercial Bank · Private
6.40%— - 30
ESAF Small Finance Bank
Small Finance Bank · Private
6.00%—
5 of today's top ten rates come from Small Finance Banks, +220 bps above SBI. The leading NBFC, Muthoot Capital Services, offers 8.50%.
Distribution
How rates spread across the market
Each dot is one bank. Small Finance Banks cluster at the top of the range, Scheduled Commercial Banks at the bottom, with NBFCs in between.
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